(540) 371-9777Color of Money Risk AnalysisJeff@theretirementsmith.com
The Retirement Smith — Forging Protection Every Step of the Way

About Us

Our Team

The Retirement Smith

We empower you to navigate today’s complex financial world. We help tailor a plan to fit your individual and family needs, as well as the needs of your small or large business.

The Retirement Smith serves Fredericksburg, VA and surrounding communities. Making strong commitments to our clients and building life-long relationships are tenets of success at The Retirement Smith.

The Retirement Smith provides investors custom-tailored strategies to meet short- and long-term needs. Our mission is to help clients realize their financial dreams by offering creative strategies through an open and transparent process.

Meet the Advisors

Jeffrey B. Smith, owner of The Retirement Smith

Jeffrey B. Smith

Owner & Investment Adviser Representative

Founder of The Retirement Smith, Jeff has helped families build retirement income strategies since 1998 and holds a fiduciary standard of care for every client he serves.

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Chris Keeney, advisor at The Retirement Smith

Chris Keeney

Financial Advisor & Investment Adviser Representative

Chris helps individuals and working families bring clarity and structure to their finances, with a focus on retirement planning, employer benefits and tax-aware strategies.

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Our Investment Partners

Portfolio management support provided by the team at Gradient Investments, LLC.

Michael Binger, CFA®

Michael Binger, CFA®

President of Gradient Investments, LLC

President of Gradient Investments with more than 35 years of industry experience and a frequent contributor on CNBC, Fox Business and Barron’s.

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Keith Gangl, CFA®

Keith Gangl, CFA®

Senior Portfolio Manager of Gradient Investments, LLC

Senior Portfolio Manager with more than 30 years of experience managing multi-billion-dollar institutional portfolios.

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Tyler Ellegard, CFA®

Tyler Ellegard, CFA®

Senior Portfolio Manager of Gradient Investments, LLC

Senior Portfolio Manager focused on portfolio management, asset allocation and investment research across multiple asset classes.

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This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC. Endorsing investment advisor is also a client of Gradient Investments, LLC.